Skills to Prepare Young Adults to Live on Their Own

Skill young adults need to know

How is it possible that my toddler is in her senior year now? With parenting, there are so many things to do to keep the family running smoothly. We’re suddenly writing a check for their graduation ring. Prior to kids, I had it all mapped out in my mind that I was going to teach them to cook, wash clothes, and other skills they needed to know before they were on their own. And then life happened.

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How Medical Flexible Spending Account Can Help You

medical flexible spending accounts
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Need money to pay for medical deductibles and co-pays? Want to save money while paying for this too? Ask your Human Resource department at your work to see if they offer Flexible Spending Accounts (FSA). There are two separate FSA:  1) medical expenses and 2) dependent care. We are going to look at the one for medical expenses.

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Steps to Goal Setting to Achieve Dreams

Moutains = Goals

Do you feel like you are in the same place (or two steps back) in your life today as you were last year? I have felt that way so many times. New Year resolutions were made and followed. Well, I followed them for a few weeks at least and then stopped. I lost my focus. By setting goals and establishing a plan to break them down into bite size pieces, it is easier to advance towards our dreams.

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Steps to Financial Peace – Budget 101

Budgeting - expenses and calculate

Do you feel like you are limping from pay check to pay check? We’ve all been there. These 5 steps will get you to managing your money to know where every dollar is spent how you want it to be, including fun items. Without a budget, you can make more money then you did years ago and still not be making ends meet. Many people spend more as they earn more. It is similar to the more space you have in-house, the more items you buy because now you have more room for it.

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Money Talk for Kids

Start teaching young kids about money. When I was little, my older brothers would try to trick me and trade money with me. I did not know the value of money at the time, so I thought giving them 1 quarter and getting 10 pennies in exchange was a great deal, because it was “more items”. I used to think that if you did not have money, just write a check. Start with the basics of definitions.
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