Start teaching young kids about money. When I was little, my older brothers would try to trick me and trade money with me. I did not know the value of money at the time, so I thought giving them 1 quarter and getting 10 pennies in exchange was a great deal, because it was “more […]
It is best to start saving for Christmas on January 1st. While we can’t go back to January 1st right now, it is not too late to start. By saving throughout the year for Christmas, it is possible to pay cash for all the gifts you need and not have to pull out the credit card.