Do you spend more time when you get home from work trying to figure out what to cook only to find out you don’t have all the ingredients or nothing is defrosted? Check to see how much time is wasted on this the next few nights. Meal planning will not only save you time, but it will also save you money.
We’ve all been there, trying to be Super Women. When we get home from work, there is homework to do with the kids, dinner to get started, three loads of laundry to wash and fold, and the dog needs to go outside. Oh, and we did not mention, you are exhausted from your day too, but you put the super mom cape on since you’re home. Everyone is in the kitchen asking how each other’s day was. By trying to be Super Woman and get everything done, I have often failed as a mom. Communication is key to building our relationships.
Looking for additional money to get you to the end of the month, for a birthday party, or for Christmas shopping? We’ve all been there. Below is a list of some items to help you find it right now.
Traditions not only are fun in the moment, but bring lasting memories to share with others and treasure. It is interesting to see the different ways families celebrate holidays and special occasions. Here are some of our traditions.
- Restaurants are so busy so we stay home and make it special as a family. It is certainly less expensive this way.
- Decorate table with candy, candles, flowers, paper hearts, and the like.
- Order out from restaurant or cook your family’s favorite meal.
- Give each other the 19 cent little valentines from the box that kids exchange at school.
- One year we wrote what we liked about each other and gave that to each family member.
- One year, one of the kids was in the hospital on Valentines and we brought the tradition there in the hospital room!
Start teaching young kids about money. When I was little, my older brothers would try to trick me and trade money with me. I did not know the value of money at the time, so I thought giving them 1 quarter and getting 10 pennies in exchange was a great deal, because it was “more items”. I used to think that if you did not have money, just write a check. Start with the basics of definitions.
Continue reading “Money Talk for Kids”
This is probably not your favorite topic, nor is it mine, but we all have to pay taxes. Did you get a refund or have to pay more taxes when you filed last year’s tax returns? If you had to pay, now is the time to consider making some adjustments and getting organized for next year’s taxes.
Have you ever been diagnosed with an illness, where you had to ask, are you sure? The illness does not run in your family, so maybe they read the report wrong, or maybe I heard wrong……… No, it is true, you have breast cancer. Having a good attitude will have a positive impact.
It’s your choice how you respond. Will it be a positive response or negative response when you get the news? This can relate to any type of situation in your life and not just related to an illness. I choose to respond positively. That does not mean that I can’t cry and be scared.
Sometimes it is very hard to find something positive in a bad situation, but there is usually something. Look hard to find it. I believe having a positive attitude helps in healing as you just have to deal with the bad news (cancer in my situation), instead of dealing with both the bad news and feeling down.
It is best to start saving for Christmas on January 1st. While we can’t go back to January 1st right now, it is not too late to start. By saving throughout the year for Christmas, it is possible to pay cash for all the gifts you need and not have to pull out the credit card.
Continue reading “Look – No Credit Card for Christmas”
It will not be long before the school bell rings on the first day school. Are you ready? There are supplies, uniforms/clothes to buy, schedules to adjust, and that is just the beginning. It seems like we just started summer. This transition is not only difficult for the kids, but also for the adults. By organizing, the transition will be easier.
Continue reading “Complete Guide to an Organized School Year”