Who doesn’t want to save money? Saving money with coupons, apps, and rebates at the store is much easier now with these various options. You can spend as little or as much time to get some of the savings.
Coupons, Apps, and Rebates
The definition of coupon is “a voucher entitling the holder to a discount for a particular product” according to Oxford Dictionaries. It defines an app as “an application, especially as downloaded by a user to a mobile devise.” A rebate is a portion of the money that was spent on something.
Coupons can be printed or electronic. There are manufacturer and store coupons. This is important because many places will allow you to use a manufacturer and a store coupon for the same item. Do you know what is better than that? Get the item on sale, use the two different coupons, and then later use an app to get more savings. Keep reading to see more about saving.
Some businesses use their app to include the store coupons electronically such as Target and Albertsons. It entails signing up for the app and selecting the items that you plan to purchase. When you get to the checkout, they will be retrieved by typing in your phone number at Albertsons or scanning the barcode on your phone app at Target. With technology changing, it is likely that the way stores retrieve the electronic data will change too, so check with each store for the details.
Walmart has a Savings Catcher on their app that will match any advertised sale price and give you the difference back in an account. You can later convert the savings to a Walmart gift card. It is easy to use by scanning the QR code on your receipt. It generally takes 2-3 days to get your results.
There is a window of time that you can use for each receipt which is 7 days old or less. If you found a Walmart receipt from several months ago, you would not be able to enter it. It does allow you to scan 7 receipts per week. It is only for instore purchases and does not apply to their online store. There are restrictions in regards to which countries are included in the Savings Catcher, so check the app for details.
There are broader apps like Ibotta, Savings Star, and Check Out 51 that allow you to scan your receipt to get a certain amount of money for particular items after your shopping trip. Ibotta and Saving Star are broken down by stores while Check Out 51 is not.
Each one has their own rules and restriction so check the details. I find more savings for the products I buy from Ibotta. While some of the cash backs are small, remember that the little things add up. Some of these apps also require you to take a picture of the whole receipts but Ibotta allows the QR code when using Walmart receipts. The QR code makes it much easier. In addition, the bar code on the actual product may need to be scanned as well to show the match. You generally get the results of what cash back was earned within 10 minutes.
One of the important items about using coupons and apps is to read the details of the products that it correlates to. The details include how many products need to be purchased, the size, and the like. Each store has different coupon policies, so get familiar with your stores that you shop at.
Paper coupons can be found in mostly the Sunday newspapers, but there are some Sundays where they are scheduled for none. You can check this website to get the schedule www.sunday-paper-coupons.com.
Coupons have expiration dates. To stay organized, you can use a binder with the baseball card inserts. Each week, time will need to be dedicated to put in new coupons and pull out the expired ones. To find them quicker, use categories such as Breakfast Foods, Frozen, Snacks, Cleaning Supplies, etc.
If you are short on time, you may need to scale back on which coupons you save. Keeping up with all of the coupons can be stressful at times, but the rewards can be great.
Some items have rebates associated with them. It involves completing a form, attaching the sales receipt, and usually attaching a piece of the box that has a code from the product to mail in. It will take several weeks to get this back. There are expiration dates, so make a point to complete this as soon as you finish shopping or soon afterwards.
Best Results of Saving Money
Use the sale papers to plan your meals
Write your grocery list
Don’t shop when hungry
Plan to stock when prices are their lowest
Gather the coupons you will use at the store
Still bring the coupon binder for any unadvertised sales
Review the various apps related to the store you’re going to
Don’t assume that the larger item is a better value than the smaller item – look at the “per cost of unit”
Upload the receipts that correlates to items in Ibotta, Checkout 51, Saving Star, etc.
Decide how much time you have to devote to coupons and apps. Plan your grocery strips by getting the related coupons out so you will be more organized. Stick to the grocery list unless there are items that you can stock up on at a really low price or a great unadvertised special. Use the apps and rebates once you get home and unload your groceries to get even more savings. Savings on groceries is one of the best tools in getting your budget back in line.