Looking for additional money to get you to the end of the month, for a birthday party, or for Christmas shopping? We’ve all been there. Below is a list of some items to help you find it right now.
- Don’t eat out or at least limit the number of times eating out
- Bring lunch to work
- Skip that $5 coffee
- Use what is in your pantry and freezer for meals instead of buying more
- Implement a “no spend challenge”
Think of a “no spend challenge” as a game. Obviously, we have to pay our bills, buy food, and a few other things, but there are so many little items that we spend money on that add up.
The extra that we spend may be the items that are not on the grocery list or buying something at the store because it is on sale and it is too good to pass up, but we don’t need it or sometimes we don’t even know what we will do with it. I’m guilty of buying things because they are on sale and know that one day I’m sure I will need this. Not only do I spend money on something I don’t need, but it clutters my house. It may be just a $1.00, but we don’t need it. Going to the movies or bowling with your husband can be fun, but it gets expensive. Below are activities that you can do that are free:
- Go to the local park
- Library – activities and read
- Outdoor community bands
- Board games
- Bike ride
- Basket ball
- Visit family and friends
- Art – draw, color, etc.
- Dance – turn on favorite music
- Camp in backyard – tent, etc.
- Pot luck with friends and family
- Jigsaw puzzles
- Watch home videos
- Kids put on plays, shows, skits
The biggest way to make sure you have money for things you need is to make a budget. Write down your income and list all of your expenses. Making a budget does not mean you cannot have something. It is planning where every dollar goes, whether it is spent for bills, donations, vacations, or savings.
The list above shows ways to save money quickly, but it is just the starting point. Making a budget is not fun, but it is so important to make sure money goes where you want it to go. Too often we wonder where our money has gone and it is the little things that add up so quickly. Get started with the quick saving tips now to get those extra dollars needed. Then start making a budget for a bigger impact of having money be spent where you want it to be.